Fineoz AI Product

Fineoz introduces innovative AI solutions to fulfill the needs of financial credit processes from credit verification, assessment, decision making and monitoring.

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AI-based Credit Checking to Validate Identity, Transparency and Responsibility of Borrowers

AiScore is an AI-based Credit Scoring to Assess Credit Risks of Borrowers AiScore consist of Generic Scoring and facility Scoring. In addition AiScore also consist of Existing Borrowers' Scoring and New Borrowers' Scoring (unbanked)

Our Credit Risk Solutions

AiScore is an AI-based Credit Scoring to Assess Credit Risk of Borrowers

Our advantages

Quickly High Performances Algo with Explainable and Reasonable Credit Decision

High Performances

With above 85% Accuracy to predict borrowers default

Quick Result

Scoring result less than 5 seconds for instant approval

Explainable White-box Algo Model

Globally Explain scoring model for better understanding credit decision

Reasonable Credit Decision

Locally explain each credit decision for better compliance

Scored Confidently

Scores creditworthiness of borrowers with likehood to pay (probability-to-pay)

Varieties of AiScores

  • Generic Scoring

    Scoring individually regardless the loan facilities for personal and small medium enterprise

  • Facility Scoring

    Scoring for each individual loan facilities for personal and small medium enterprise for example: Working Capital Loan, Motorcycle Loan, Payday Loan, Home Appliance loan

  • Existing Borrowers scoring

    Scoring existing or recurring borrowers with credit history, called bank borrowers

  • New Borrowers Scoring

    Scoring new borrowers without credit history, called unbanked borrowers

AI-based Credit Pricing to provide best credit pricing for borrowers

AI-based Credit Collection to provide optimum collection methods for borrowers